Roof replacement is typically covered if the damage is caused by events beyond your control, like severe weather or fire. However, wear and tear or poor maintenance are not usually covered. Check with your provider to confirm your coverage details.
To ensure a smooth claims process, document the damage with photos, maintain detailed records, report the damage promptly, and work with experienced roofing and insurance professionals.
Start by reporting the damage to your insurance company. They’ll guide you through the process, which typically involves an inspection and submitting the necessary documentation. Partnering with an experienced roofing contractor like Regal Roofing can help streamline this process.
Before determining if you need a roof replacement or repairs, there are some things you need to consider. Knowing how old your roof is, how long you plan on staying in your home, and the extent of the damage.
The truth is, you won’t know what your roof needs until you get an inspection. That’s why you need to get an honest inspection from a roofing contractor you can trust, like Regal Roofing.
The timeframe for filing an insurance claim varies by provider and policy. It’s best to file as soon as possible after discovering damage to ensure you’re within the allowed window.
The duration of a residential roof replacement depends on the size and complexity of the project. Typically, for an average-sized home, it can take anywhere from one to three days.
It’s recommended to have your roof inspected at least once a year or after any major weather event. Early detection of potential damage can help prevent costly repairs later.
Yes, it’s important to have your roof professionally inspected after a storm to assess for damage and assist with insurance claims if necessary.
If you’re experiencing persistent leaks, ponding water, visible cracks, splits, blistering or significant wear and tear, your roof may need repair or replacement. Regular inspections can catch these issues early and help prevent further damage.
Most homeowner’s insurance policies cover roof damage caused by unforeseen events like storms, fire or vandalism. However, coverage can vary, so it’s essential to review your specific policy details.
To start, if your roof is 10, 15, or 20 years old, it may be time for a thorough inspection and potentially investing in an entirely new roof altogether, especially if your roof has been laid over a previously installed roof.
Next, take a flashlight with you to your attic or to the space in your home where the interior of your roof is visible and look for signs such as light beams through the roof, leaks, or streaks or stains on the inside of the roof.
Next check on the exterior of the roof. When inspecting the exterior shingles of your home’s roof, be sure to look for any cracks, mishappen shingles, or shingles that have curled or bent upwards.
HAAG Engineering is a forensic engineering firm. They provide failure analysis and determine the extent of damage and repair options. They also know about the installation, weathering, repair costs, and maintenance of all major roofing types. When a roofing company is HAAG certified, you can be sure that only an expert is evaluating your commercial or residential roof!
When you see that a contractor has a license, you automatically know that they know the latest best practices for roof installation, repair, and maintenance, including all relevant permitting rules. There are no state roofing license requirements for roofing contractors in Georgia as they are considered an Exempt Specialty Contractor by the State Licensing Board. However, Regal Roofing is HAAG Engineering certified, so you can be sure you are working with a qualified and experienced roofing company.
Temporary repairs to prevent further damage are usually covered by insurance. Be sure to keep all receipts and documentation for reimbursement purposes.
Filing a claim for roof damage can potentially raise your insurance premium. It’s a good idea to consult with your insurance provider before filing to understand how it may affect your policy.
